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Limits

Share Account

· Maximum balance - £10,000
· £10.00 minimum balance required
· Savings account held in individuals sole name.
· Available to aged 16 or over
· Opportunity to save on a regular basis
· Annual Dividend credited to the account.

Junior Account

· Maximum balance - £5,000
· £10.00 minimum balance required
· Savings account, available to everyone from birth until their 16th birthday.
· Account operates on behalf of child by parent/guardian (controller of the account)
· Annual interest paid
· Opportunity to save on a regular basis

Corporate Accounts

Corporate Accounts We will accept application for corporate accounts from Orange Lodges; Black Preceptories or Bands directly associated with the Orange Order, provided they can comply with Orchard Credit Union Common Bond

· Statement based share account
· Maximum Balance - £20,000
· Annual Maintenance Fee - £20.00
· Annual Dividend credited to the account.

Annual Dividends

As a member here you share in the success of this Credit Union through our Annual Dividend or Interest Rebate payments.

The amount of Dividend We Pay and Interest Rebate is based on any surplus earned in any given year.

The more LOANS we issue the Bigger our surplus funds and the Bigger the Dividend and Interest Rebate we can issue to our members.

NOTE: Bank Interest Rates are another important factor in determining our Dividend and Interest Rebate

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Withdrawals

Share Account

  • Yes, this is an instant access share account. Subject to your account balance and loan status (if applicable)
  • Withdrawals can be made in person at our office.
  • Withdrawals can be made by cheque or cash on request. (cash subject to availability).
  • A Withdrawal form must be completed and signed by the member in order to access the funds.
  • Cheques can be made payable to a 3rd

Junior Account

  • Maximum balance - £5,000
  • £10.00 minimum balance required
  • Savings account, available to everyone from birth until their 16th birthday.
  • Account operates on behalf of child by parent/guardian (controller of the account)
  • Annual interest paid
  • Opportunity to save on a regular basis

Corporate Account

  • Withdrawals can be made upon receipt of a completed withdrawal form signed by the relevant officer bearers/ signatories.
  • Withdrawals can be made by cheque or cash on request. (cash subject to availability).
  • Cheques can be made payable to a 3rd